Last updated: March 12, 2026
These Terms & Conditions (“Terms”) govern your access to and use of the FinanceBuddy website, content, features, and related services (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
FinanceBuddy is a content-only, educational platform. We publish informational content, comparisons, and marketing content related to financial topics. FinanceBuddy is not a lender, bank, broker, loan servicer, or financial advisor, and we do not make credit decisions, originate loans, underwrite applications, or process financial applications through this Site.
1. Eligibility
You must be at least 18 years old and a legal resident of the United States to use this Site. By using the Site, you represent that you meet these requirements.
2. Permitted Use
You may use the Site only for lawful, personal, and non-commercial purposes.
You agree not to:
- use the Site in violation of any applicable law or regulation
- interfere with the operation, security, or availability of the Site
- attempt to gain unauthorized access to systems, accounts, or data
- use scraping, bots, or automated tools to access the Site without prior written permission
- copy, reproduce, republish, or exploit Site content except as expressly allowed by these Terms
We may suspend, restrict, or terminate access to the Site if we believe these Terms have been violated or that the Site is being misused.
3. Educational Content Only
All content on FinanceBuddy is provided for general informational and educational purposes only.
Nothing on the Site constitutes:
- financial advice
- legal advice
- tax advice
- credit advice
- an offer to lend
- a guarantee of approval, rates, terms, or results
Any financial decision you make is solely your responsibility. You should review official provider disclosures and consult qualified professionals where appropriate.
4. No Application Processing Through FinanceBuddy
FinanceBuddy does not directly collect or process financial application information or underwriting data through the Site.
Your use of the Site to read content, compare information, or click on links does not create an application, credit inquiry, lending relationship, brokerage relationship, or advisory relationship with FinanceBuddy.
If you choose to interact with a third-party provider after leaving the Site, any information you provide will be governed by that third party’s own terms, privacy policy, and practices.
5. Third-Party Links, Offers, and Content
The Site may contain links to third-party websites, products, services, offers, or advertisements.
FinanceBuddy does not control third-party websites or services and does not guarantee:
- product availability
- eligibility
- approval
- rates
- terms
- accuracy of third-party information
- outcomes of any third-party interaction
Your interactions with any third party are solely between you and that third party. You should carefully review the third party’s terms, disclosures, and privacy practices before engaging with them.
6. Advertising and Affiliate Disclosure
FinanceBuddy may be an advertising-supported website. We may receive compensation when users click certain links or interact with certain third-party offers or advertisements.
Compensation may influence how and where certain content, offers, or links appear on the Site, subject to applicable law. However, FinanceBuddy does not guarantee any product outcome, approval decision, or financial result.
7. Accuracy of Information
We aim to keep the Site’s content accurate and reasonably up to date, but we do not warrant that any content is complete, current, or error-free.
Product details, terms, availability, and provider information may change without notice and may differ from what appears on a third-party website or official application materials. You should verify important details directly with the provider.
8. Intellectual Property
All content on the Site, including text, graphics, logos, design elements, layout, and other materials, is owned by or licensed to FinanceBuddy and is protected by applicable intellectual property laws.
Except for personal, non-commercial use, you may not copy, distribute, modify, reproduce, create derivative works from, publicly display, or otherwise use Site content without prior written permission.
9. Disclaimer of Warranties
The Site is provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, FinanceBuddy disclaims all warranties of any kind, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, or security.
We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
10. Limitation of Liability
To the fullest extent permitted by law, FinanceBuddy and its affiliates, officers, directors, employees, contractors, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to your use of, or inability to use, the Site.
To the fullest extent permitted by law, FinanceBuddy’s total liability for any claim relating to the Site or these Terms will not exceed the greater of:
- the amount you paid, if any, to use the Site, or
- $100
Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.
11. Indemnification
You agree to defend, indemnify, and hold harmless FinanceBuddy and its affiliates, officers, directors, employees, and service providers from and against any claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
- your use of the Site
- your violation of these Terms
- your violation of applicable law
- your infringement of any third-party rights
12. Changes to the Site and These Terms
We may modify, suspend, or discontinue any part of the Site at any time without prior notice.
We may also update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page. Your continued use of the Site after updated Terms are posted constitutes your acceptance of the revised Terms.
13. Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles.
Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in [Insert State], and you consent to the jurisdiction of those courts.
14. Severability
If any provision of these Terms is found to be unlawful, invalid, or unenforceable, the remaining provisions will remain in full force and effect.
15. Entire Agreement
These Terms constitute the entire agreement between you and FinanceBuddy regarding your use of the Site and supersede any prior understandings relating to the same subject matter.